Credit Union of Emporia has taken steps to help prevent fraud for our valued members. We offer:
24/7 Fraud monitoring on all debit cards and credit cards
EMV “Chip” cards
Secure online banking
Information from Federal Trade Commission regarding common scams
Think you may be a victim of Identity Theft?
Remain Alert for Scams, July 2018
Equifax Hack, September 2017:
Regarding Gas Pump Skimmers, June 2017:
Tips to Help Protect Yourself and Your Family
Imagine looking at your credit card or bank statement and seeing charges you did not make. Not a good feeling! Here are a few simple steps to keep this from happening to you:
Properly discard documents – Shredding your statements and credit card offers helps keep your personal information just that – personal!
Carry fewer cards – Try carrying only one or two credit cards. Also, keep a record of the customer service numbers and card numbers so you can block the cards if they are lost or stolen.
Never write your PIN down – Memorize your PIN for safety.
Keep on guard – Be careful when being asked for your credit card number, social security number, or account number.
Don't send mail from your home mailbox - That little red flag is an invitation for a thief to steal your outgoing check; then he has your bank account number and a signature to copy. Instead, drop your bills in the nearest postal service receptacle or leave it at our branch to mail.
Review your credit report – A quick viewing can alert you to accounts that are not yours.
Reconcile your bank statements every month - Because if any charges are fraudulent, you have a limited time frame to dispute the charges. Once you're past the dispute window, YOU are liable for the charges.
Sign up for FCC Alerts - So you always know the latest scams to watch out for.