Loan Rates


Updated 9/5/2019 **Member Rewards now available, call for details**

Automobiles & Motorcycles, 2015-2020 & under 50k miles

Annual Percentage Rate
up to 48 months starting at 3.25%
49 to 60 months starting at 3.50%
61 to 72 months ($25,000 minimum value) starting at 3.50%
73 to 84 months ($30,000 minimum value) starting at 4.75%

Automobiles & Motorcycles, 2010-2014 or over 50k miles

Annual Percentage Rate
up to 36 months starting at 4.25%
37 to 48 months starting at 4.50%
49 to 60 months starting at 5.00%
Older vehicle loans also available, contact for details

Rates may have additional adjustments for higher mileage, older year model are also available, ... .

Boats & Campers (with perfected lien)

Annual Percentage Rate
up to 48 months

starting at 6.00%

49 to 60 months ($10,000 minimum value) starting at 7.00%
61 to 72 months ($15,000 minimum value)

starting at 7.25%

Signature

Annual Percentage Rate
Up to $1000 starting at 10.25%
Over $1000 starting at 9.00%
VISA credit cards starting at 8.92%

Miscellaneous (ATVs, ... )

Annual Percentage Rate
Personal Property (with no title to secure) starting at 6.25%
Mobile Homes starting at 8.25%
Furniture

starting at 6.25%

Share secured

Dividend rate + 2%

Disclosure: Rates may be higher depending on credit score and are subject to change without further notice. Preparation fee will be charged of 2% up to $100 on loans of $3000 or less.

Contact the loan department at LoanDept@cuofe.org