A Share Savings account is required in order to be eligible for loans. We also offer Credit Disability Insurance and Credit Life Insurance. The cost of this insurance is based on amount and length of loan. Please contact us or e-mail for more information.

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Auto Loans

We offer loans on new and used vehicles and motorcycles. Even if you are not sure of the vehicle you want now, you may get preapproved to be ready when the right vehicle is found.

Mortgage Loans

Visit our Mortgage Center for mortgage information including calculators and other tools to determine what is right for you! You may also apply online through the website.

Signature (Personal) Loans

Our signature loans do not have collateral and range from $300 to $2,500. These loans also have lower rates than many credit cards!

Sallie Mae's Smart Option Student Loan

For college expenses not covered by scholarships and federal loans, Credit Union of Emporia has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates. Click here to apply and learn more details.


Other Loans

Even if what you are wanting does not fit in the loan types above, we may still be able to help you!!

Other types of collateral we may use are:

  • Boats

  • ATVs

  • Tractors

  • Mobile homes (no more than 20 years old)

  • Furniture or electronics (computer, TV, …)

  • And more!

Share Loan

Do you have money on deposit with Credit Union of Emporia, but don’t want to withdraw it? We can do share secured loans!! With this, you will still earn dividends on your shares that are deposited, and the interest rate charged is just 2% more than what it is earning.

VISA Credit Card

Our credit cards have low interest rates starting at just 8.92%, APR* 8.92% and are accepted where VISA cards are accepted. Besides our great LOW rates, you have the convenience of making payments in our office or online and NO Annual fee.

All of our credit cards we offer are EMV equipped to provide extra security. This will not eliminate the chance of fraud, but it is a extra level of security to protect our valued members. We also have 24/7 monitoring to protect our members around the clock.

Loan & Credit Protection

Credit Union of Emporia offers loan and credit protection products to help give you piece of mind at competitive prices. The following is a list of those products:

  • Credit Life Insurance

  • Credit Disability

  • GAP Waiver

TruStage® Auto & Homeowners Insurance Program

We have partnered with a company we trust to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you the TruStage® Auto & Homeowners Insurance Program.

  • The TruStage Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members.

  • Access convenient e-service, pay your bill or make changes to your policy, even report a claim.

  • Receive fast, easy access to claims service 24 hours a day.

  • Obtain a free, no-obligation quote.